Toronto, Toronto Central and North York real estate and homes for sale in Ontario - The Lauretta Stewart Group, REALTORS® The Lauretta Stewart Group REALTORS(r) for Toronto, Toronto Central and North York, Ontario real estate - NUMBER1EXPERTS™ The Lauretta Stewart Group NUMBER1EXPERTS(tm) for Toronto, Toronto Central and North York, Ontario real estate

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The Lauretta Stewart Group, REALTOR®, real estate agents and broker for Toronto, Toronto Central and North York Ontario home listings, property and land for sale - NUMBER1EXPERT(tm)
All agents are NOT alike! Find out why we are top real estate experts. Call us: 1-800-622-9536.

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Mortgage Prequalification: Toronto, Toronto Central and North York Ontario home buying, real estate listings, and homes for sale in  County, ON
Welcome > For Buyers > Mortgage Prequalification ...


Don't Go Shopping for a New Home Before You Know Exactly How Much You Can Spend! 

You might have an idea of the loan payment and mortgage you can afford. But will the bank feel otherwise? It's always best to pre-qualify for a mortgage so you know exactly how much a financial institution would be willing to lend you. 

In the pre-qualification process, you will find out: 

- Exactly how much home or land you can afford. 

- How much cash you will need for the down payment. 

- The minimum down payment, and advantages of higher down payments. 

- What the bank feels you can afford for a monthly payment. 

We help buyers pre-qualify for mortgages every day. Simply fill out the form below to get started. 

Remember: we will respect your privacy! We know this is your personal information, and we will not distribute it to anyone, other than to our preferred mortgage broker. This service is also provided free of charge, without any obligation on your part. It is part of our job as top Toronto, Toronto Central and North York REALTORS® to offer services such as these. 

Once you fill out the form, we will quickly process your information and get right back to you! 

We can help you pre-qualify for your mortgage. It's our job! This is free and without obligation... 

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Real Estate Tips
Real Estate Contracts >Taking It With You

Before you list your home for sale, take a careful look around. Are there some items you will want to take with you? There may be a dining room chandelier that has been in your family for three generations, a ceiling fan in the master bedroom, or the bookcases in the den that look built-in but are not.

Normally all fixtures are conveyed to the new owners when a house is sold. This includes anything that is attached to walls or ceilings and, in some areas, all major appliances that are installed in the house. If you have fixtures that you don't want to convey, tell your agent what you want excluded from the agreement at the time you list your property for sale.

If it is convenient, it is best to remove any light fixtures or ceiling fans you plan to take with you and replace them before the property is shown to prospective buyers. List all items that are not being sold with the house on your home fact sheet to ensure that they will not become an issue when a buyer makes an offer.

See All Tips In The "Real Estate Contracts" Category >
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Real Estate Trivia
Q 
What private residence is considered the most expensive house ever built?

A 
The William Randolph Hearst Ranch in San Simeon, California cost over $30 million, equivalent today to $276,883,320. Bill Gates recently built a home for over $40 million.
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The Lauretta Stewart Group, REALTOR®, real estate agents and broker for Toronto, Toronto Central and North York Ontario home listings, property and land for sale - NUMBER1EXPERT(tm)

The Lauretta Stewart Group
Royal Le Page Real Estate Services, LTD

55 St. Clair Avenue West
Toronto, ON
M4V 2Y7
Toll Free: 1-800-622-9536
Business: 416-921-1112
Voicemail: 416-921-9066 ext. 351
Fax: 416- 921-7424
Email: lauretta@onramp.ca

Lauretta is a ‘Player’ on the Canadian Real Estate scene, with a proven sales track record. Her reputation, extensive network and knowledge of the Toronto real estate environment are assets valued by all who have dealings with her.

Since joining Royal LePage, Lauretta has distinguished herself as a Top Producer - year after year - earning a place in the pantheon of Top Producers - the prestigious Chairman's Club….the Top 1% of the Royal LePage’s national sales force of over 10,000 agents.

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Royal Le Page Real Estate Services, LTD real estate and homes for sale in Toronto, Toronto Central and North York Ontario

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